A fundamental problem with taxation is that it put the top third of the incoming generation at a serious disadvantage in terms of assembling personal capital, unless they have serious access to family equity. This proposed reform will even make a lot of that a problem as well apparently.
That top third has been responsible for creating the majority of new wealth and future tax flows. These so called reforms actually damage the most important sector of our economy.
The current dispensation is hardly ideal or particularly satisfactory, but certainly way superior to options available say even twenty years ago. Accountants can preserve surpluses on behalf of the real risk takers. That doctors and lawyers use those options is hardly a surprise but they will find a way anyway.
The bottom two thirds give up a large part of their income in exchange for real income continuity. From that it becomes possible to buy property and toys. I can assure you that surrendering income continuity also means sooner or later surrendering the house and those toys and great credit. People live with that and it too can be radically improved, but not through the tax code so much.